Fallen Tree

[BBFult]

A HUGE tree fell from the neighboring landlords house into a chunk of my yard and a bunch of the landlord behind me (diagonal to the trees original home). It seems to have just barely missed the new roof on our detached garage. So no dammage.

But now there is an enormous downed tree. And a downed phone line.

Anyone deal with this before? Whose mess is this to clean up? Guy who owned the tree? Is it on me for whatever fell on my property? Should I just get insurance involved so it doesn't get weird...but there is no physical damage, so would insurance do anything???

[KarlaH]

I wouldn't file a claim on your insurance. You don't want the hit, it'll raise your insurance even if it wasn't your fault. The owner should take care of it

[LynnSmith]

If it was an act of nature that took the tree down, you have a free tree. If the tree was dead and owner neglected to take care of the issue, that owner is liable.

[SLopez]

I'd call your insurance agent and ask questions about how your coverage works.

[lee]

If the tree was threatening your property, you notified the owner of the tree or the owner was aware of the problem ahead of falling and they did nothing then they are liable in Alaska. 

If not then you are the new owner of the tree on your property.

Edited November 20, 2019 by lee
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